Readers Design Dilemma–Opinions Needed

Kat is building a new house and likes both of these fireplaces.  The top fireplace would have a different tile, while the bottom one wouldn’t have a hearth but would be straight stone to the floor.
This is what her dining table looks like.  She has white cabinets and walnut floors.
What style do you like better?  Leave thoughts and opinions in the comments please!