Readers Design Dilemma–Opinions Needed

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Kat is building a new house and likes both of these fireplaces.  The top fireplace would have a different tile, while the bottom one wouldn’t have a hearth but would be straight stone to the floor.
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This is what her dining table looks like.  She has white cabinets and walnut floors.
What style do you like better?  Leave thoughts and opinions in the comments please!
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